Automate your company's finance stack. From bookkeeping to trend analysis, get real time answers to your business needs.

: Companies using T:0












: HOW IT WORKS
Every business is unique. T:0 builds a living profile of your business from the ground up, understanding your industry and business model. Accounting customized for you.
Seamlessly integrates with your bank, cards, payroll, billing, and payments in minutes. Everything flows in automatically.
AI categorizes transcations, reconciles journal entries, closes the books, and reports in real time. All backed by a clear audit trail documenting every decision
Ask T:0 about your cash, burn, revenue, or anything else, right from the app. No waiting on your accountant or scheduling time with a CFO.


Cash flow is up 9% this week after the $12k Stripe transfer. Your burn rate is at $7.9k/mo, but there's a $150 jump in Vercel costs. At this rate, you have a 15-month runway.
: AGENTs


THE ACCOUNTANT
Your AI Accountant keeps the books accurate every day. It learns how your business operates, categorizing and reconciling transactions to ensure your financials are always right.
The Scout
The Scout studies your business before you tell it anything, pulling details from the web to understand your industry and model. It builds your chart of accounts and picks the metrics that actually matter to you, then keeps adjusting as your business changes
THE CFO
Your CFO turns financial activity into clear, actionable insights. Ask about revenue, burn, runway, or cash flow, and get answers straight from your live books. Drill down from any number to the transaction behind it.
THE Integrator
The Integrator syncs payroll, payments, cards, banks, and more. T:0 connects to the 12,000+ tools you already use so your books are complete from day one.
: Customers
However you're playing it, sprint or marathon, we take care of the books so you can focus on what actually moves the business. See how teams put T:0 to work.





We were doing everything by hand in spreadsheets. This replaced hours of work every week. It's the first tool that actually feels like it was built for how we run.
Frank DiGiacomo
Specie
: who it's for
Whether you're doing your own books or running a finance team, T:0 fits with how you work today and adapts as your needs get more complex.

Startup Founder

Small Business Owner

Finance Team
JAN 2026 REVENUE
$281K

JAN 2026 BURN RATE
$9.5K
The teams that win don't guess. They know their numbers cold. T:0 gives every founder a real-time read on revenue, burn, and runway, so you make the next call with the score in front of you, not a month behind.