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Your AI CFO.
From day zero.
From your first dollar to your first million, we automate your bookkeeping, forecasting, taxes and more. Run your business, not your finances.
Launch
First sale
Scale
Global
Launch
First sale
Scale
Global
Launch
First sale
Scale
Global
Launch
First sale
Scale
Global
You drive the vision.
We handle the numbers.
One source.
One source.
We connect your financial stack into CFO-grade books that match reality.
We connect your financial stack into CFO-grade books that match reality.
Accurate.
Accurate.
No misclassified expenses, no missing accruals, no lost receipts. Every entry lands exactly where it should.
No misclassified expenses, no missing accruals, no lost receipts. Every entry lands exactly where it should.
Finance on Autopilot.
Automating bookkeeping, reporting, compliances, taxes and more from day zero. With you at every milestone, so you can run your business, not your finances.
INTEGRATED STACK
INTEGRATED STACK
All your finances, in one place.
See all your financial activity from banks, payment processors, payroll, and expenses in one view. Organized on a clear timeline and presented in a way that's simple to follow.
CERTIFIED AND COMPLIANT
CERTIFIED AND COMPLIANT
Compliance core built-in.
Policies stay consistent and compliant with US GAAP, IFRS, or local standards. Your books are board-ready and audit-proof, every time.
UNDERSTANDS YOUR FINANCES
UNDERSTANDS YOUR FINANCES
Adapts to your bespoke policies.
From how you categorize expenses to when you recognize revenue — every company does things differently. We apply your rules while keeping you compliant.
Effortlessly connect with your entire
finance stack to build powerful, fluid
workflows
Why we built t0
Why we built t0
I’ve started a few businesses, some worked, some didn’t, but the pattern was always the same: financial busywork that had to be done yet never moved the needle. Bookkeeping, tax prep, payroll, investor reports, landlord requests, all of it pulled time and energy away from building a better product or winning customers, turning the financial backend into a tax on momentum. That’s why we built T0: to remove the financial noise so founders can focus on what matters, building something people want.
Lance Co Ting Keh
Lance Co Ting Keh
Founder
Founder
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Most finance tools make you piece everything together. You go one place for bookkeeping, another for CFO support, and then hire someone else for taxes. With t0, it’s all handled in one place.
Matt Markley,
Seismic
Before t0, I'd wait weeks to understand our finances, and the reports were full of jargon only my CPA could read. With t0, I can finally see where the money's going in real time. For the first time, I actually understand my own finances.
Mark Sendak,
Vega Health
Join t0
Come and build the future of finance with us. If you’re excited by hard problems, fast growth and meaningful impact, you’ll fit right in.
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Join t0
Come and build the future of finance with us. If you’re excited by hard problems, fast growth and meaningful impact, you’ll fit right in.
Join t0
Come and build the future of finance with us. If you’re excited by hard problems, fast growth and meaningful impact, you’ll fit right in.
Join t0
Come and build the future of finance with us. If you’re excited by hard problems, fast growth and meaningful impact, you’ll fit right in.
Your AI CFO that proactively handles your finances. With you all the way, from day zero.
Your AI CFO that proactively handles your finances. With you all the way, from day zero.
Your AI CFO that proactively handles your finances. With you all the way, from day zero.