![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 40 20" xmlns="http://www.w3.org/2000/svg"><g d="M 32.996 18.57 C 30.601 18.57 28.835 17.758 27.698 16.133 C 26.561 14.508 25.992 12.233 25.992 9.308 C 25.992 6.384 26.561 4.109 27.698 2.484 C 28.835 0.859 30.601 0.046 32.996 0.046 C 35.391 0.046 37.156 0.859 38.294 2.484 C 39.431 4.109 40 6.384 40 9.308 C 40 12.233 39.431 14.508 38.294 16.133 C 37.156 17.758 35.39 18.57 32.996 18.57 Z M 32.996 2.945 C 31.799 2.945 30.96 3.356 30.482 4.177 C 30.003 4.998 29.763 6.152 29.763 7.64 L 29.763 10.771 C 29.763 10.874 29.772 10.959 29.789 11.027 L 35.69 4.587 C 35.211 3.493 34.313 2.945 32.996 2.945 Z M 32.996 15.671 C 34.193 15.671 35.031 15.26 35.511 14.44 C 35.989 13.619 36.229 12.464 36.229 10.976 L 36.229 7.846 C 36.229 7.743 36.22 7.658 36.203 7.589 L 30.302 14.029 C 30.781 15.124 31.679 15.671 32.996 15.671 Z M 17.691 6.377 L 22.551 9.077 C 22.711 9.166 22.711 9.394 22.551 9.483 L 17.691 12.183 C 17.537 12.269 17.346 12.157 17.346 11.98 L 17.346 6.58 C 17.346 6.403 17.536 6.291 17.691 6.377 Z M 12.764 4.641 C 12.892 4.641 12.996 4.745 12.996 4.873 L 12.996 7.659 C 12.996 7.787 12.892 7.891 12.764 7.891 L 8.123 7.891 C 7.994 7.891 7.891 7.994 7.891 8.123 L 7.891 15.086 C 7.891 15.214 7.995 15.318 8.123 15.318 L 12.764 15.317 C 12.892 15.317 12.996 15.421 12.996 15.549 L 12.996 18.334 C 12.996 18.462 12.892 18.566 12.764 18.566 L 6.034 18.566 C 4.752 18.566 3.713 17.527 3.713 16.245 L 3.713 7.89 L 0.232 7.89 C 0.17 7.89 0.111 7.866 0.068 7.822 C 0.024 7.779 0 7.72 0 7.658 L 0 4.873 C 0 4.745 0.104 4.641 0.232 4.641 L 2.321 4.641 C 3.09 4.641 3.713 4.018 3.713 3.249 L 3.713 0.232 C 3.713 0.104 3.817 0 3.945 0 L 7.659 0 C 7.787 0 7.891 0.104 7.891 0.232 L 7.891 4.41 C 7.891 4.538 7.994 4.642 8.123 4.642 Z" fill="transparent" height="18.570040449626564px" id="N1aG_bYCf" transform="translate(0 1)" width="40.000000351073524px"><path d="M 7.004 18.524 C 4.609 18.524 2.843 17.711 1.706 16.086 C 0.568 14.462 0 12.186 0 9.262 C 0 6.337 0.568 4.063 1.706 2.437 C 2.843 0.813 4.609 0 7.004 0 C 9.399 0 11.164 0.813 12.302 2.437 C 13.439 4.063 14.008 6.337 14.008 9.262 C 14.008 12.186 13.439 14.462 12.302 16.086 C 11.164 17.711 9.398 18.524 7.004 18.524 Z M 7.004 2.899 C 5.806 2.899 4.968 3.31 4.489 4.13 C 4.011 4.951 3.771 6.106 3.771 7.594 L 3.771 10.724 C 3.771 10.827 3.78 10.913 3.797 10.981 L 9.698 4.541 C 9.219 3.446 8.321 2.899 7.004 2.899 Z M 7.004 15.625 C 8.201 15.625 9.039 15.214 9.518 14.393 C 9.997 13.572 10.237 12.418 10.237 10.93 L 10.237 7.799 C 10.237 7.696 10.228 7.611 10.211 7.543 L 4.31 13.983 C 4.789 15.077 5.687 15.625 7.004 15.625 Z" fill="rgb(255, 255, 255)" height="18.52366852772963px" id="fpnc2QZFy" transform="translate(25.992 0.046)" width="14.007707946898716px"/><path d="M 0.345 0.029 L 5.205 2.729 C 5.364 2.818 5.364 3.046 5.205 3.135 L 0.345 5.835 C 0.19 5.921 0 5.809 0 5.632 L 0 0.232 C 0 0.055 0.19 -0.056 0.345 0.03 Z" fill="rgb(253, 122, 0)" height="5.8646367837518625px" id="k1V9eh0dE" transform="translate(17.346 6.348)" width="5.324543507841203px"/><path d="M 12.764 4.641 C 12.892 4.641 12.996 4.745 12.996 4.873 L 12.996 7.659 C 12.996 7.787 12.892 7.891 12.764 7.891 L 8.123 7.891 C 7.994 7.891 7.891 7.994 7.891 8.123 L 7.891 15.086 C 7.891 15.214 7.995 15.318 8.123 15.318 L 12.764 15.317 C 12.892 15.317 12.996 15.421 12.996 15.549 L 12.996 18.334 C 12.996 18.462 12.892 18.566 12.764 18.566 L 6.034 18.566 C 4.752 18.566 3.713 17.527 3.713 16.245 L 3.713 7.89 L 0.232 7.89 C 0.17 7.89 0.111 7.866 0.068 7.822 C 0.024 7.779 0 7.72 0 7.658 L 0 4.873 C 0 4.745 0.104 4.641 0.232 4.641 L 2.321 4.641 C 3.09 4.641 3.713 4.018 3.713 3.249 L 3.713 0.232 C 3.713 0.104 3.817 0 3.945 0 L 7.659 0 C 7.787 0 7.891 0.104 7.891 0.232 L 7.891 4.41 C 7.891 4.538 7.994 4.642 8.123 4.642 Z" fill="rgb(255, 255, 255)" height="18.56576482548399px" id="c0u7X8Wtf" transform="translate(0 0)" width="12.99622683696968px"/></g></svg>)
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 40 20" xmlns="http://www.w3.org/2000/svg"><g d="M 32.996 18.57 C 30.601 18.57 28.835 17.758 27.698 16.133 C 26.561 14.508 25.992 12.233 25.992 9.308 C 25.992 6.384 26.561 4.109 27.698 2.484 C 28.835 0.859 30.601 0.046 32.996 0.046 C 35.391 0.046 37.156 0.859 38.294 2.484 C 39.431 4.109 40 6.384 40 9.308 C 40 12.233 39.431 14.508 38.294 16.133 C 37.156 17.758 35.39 18.57 32.996 18.57 Z M 32.996 2.945 C 31.799 2.945 30.96 3.356 30.482 4.177 C 30.003 4.998 29.763 6.152 29.763 7.64 L 29.763 10.771 C 29.763 10.874 29.772 10.959 29.789 11.027 L 35.69 4.587 C 35.211 3.493 34.313 2.945 32.996 2.945 Z M 32.996 15.671 C 34.193 15.671 35.031 15.26 35.511 14.44 C 35.989 13.619 36.229 12.464 36.229 10.976 L 36.229 7.846 C 36.229 7.743 36.22 7.658 36.203 7.589 L 30.302 14.029 C 30.781 15.124 31.679 15.671 32.996 15.671 Z M 17.691 6.377 L 22.551 9.077 C 22.711 9.166 22.711 9.394 22.551 9.483 L 17.691 12.183 C 17.537 12.269 17.346 12.157 17.346 11.98 L 17.346 6.58 C 17.346 6.403 17.536 6.291 17.691 6.377 Z M 12.764 4.641 C 12.892 4.641 12.996 4.745 12.996 4.873 L 12.996 7.659 C 12.996 7.787 12.892 7.891 12.764 7.891 L 8.123 7.891 C 7.994 7.891 7.891 7.994 7.891 8.123 L 7.891 15.086 C 7.891 15.214 7.995 15.318 8.123 15.318 L 12.764 15.317 C 12.892 15.317 12.996 15.421 12.996 15.549 L 12.996 18.334 C 12.996 18.462 12.892 18.566 12.764 18.566 L 6.034 18.566 C 4.752 18.566 3.713 17.527 3.713 16.245 L 3.713 7.89 L 0.232 7.89 C 0.17 7.89 0.111 7.866 0.068 7.822 C 0.024 7.779 0 7.72 0 7.658 L 0 4.873 C 0 4.745 0.104 4.641 0.232 4.641 L 2.321 4.641 C 3.09 4.641 3.713 4.018 3.713 3.249 L 3.713 0.232 C 3.713 0.104 3.817 0 3.945 0 L 7.659 0 C 7.787 0 7.891 0.104 7.891 0.232 L 7.891 4.41 C 7.891 4.538 7.994 4.642 8.123 4.642 Z" fill="transparent" height="18.570040449626564px" id="Apv2vplAj" transform="translate(0 1)" width="40.000000351073524px"><path d="M 7.004 18.524 C 4.609 18.524 2.843 17.711 1.706 16.086 C 0.568 14.462 0 12.186 0 9.262 C 0 6.337 0.568 4.063 1.706 2.437 C 2.843 0.813 4.609 0 7.004 0 C 9.399 0 11.164 0.813 12.302 2.437 C 13.439 4.063 14.008 6.337 14.008 9.262 C 14.008 12.186 13.439 14.462 12.302 16.086 C 11.164 17.711 9.398 18.524 7.004 18.524 Z M 7.004 2.899 C 5.806 2.899 4.968 3.31 4.489 4.13 C 4.011 4.951 3.771 6.106 3.771 7.594 L 3.771 10.724 C 3.771 10.827 3.78 10.913 3.797 10.981 L 9.698 4.541 C 9.219 3.446 8.321 2.899 7.004 2.899 Z M 7.004 15.625 C 8.201 15.625 9.039 15.214 9.518 14.393 C 9.997 13.572 10.237 12.418 10.237 10.93 L 10.237 7.799 C 10.237 7.696 10.228 7.611 10.211 7.543 L 4.31 13.983 C 4.789 15.077 5.687 15.625 7.004 15.625 Z" fill="rgb(0, 0, 0)" height="18.52366852772963px" id="yMRjEZLkr" transform="translate(25.992 0.046)" width="14.007707946898716px"/><path d="M 0.345 0.029 L 5.205 2.729 C 5.364 2.818 5.364 3.046 5.205 3.135 L 0.345 5.835 C 0.19 5.921 0 5.809 0 5.632 L 0 0.232 C 0 0.055 0.19 -0.056 0.345 0.03 Z" fill="rgb(253, 122, 0)" height="5.8646367837518625px" id="CZw0Z_Qcn" transform="translate(17.346 6.348)" width="5.324543507841203px"/><path d="M 12.764 4.641 C 12.892 4.641 12.996 4.745 12.996 4.873 L 12.996 7.659 C 12.996 7.787 12.892 7.891 12.764 7.891 L 8.123 7.891 C 7.994 7.891 7.891 7.994 7.891 8.123 L 7.891 15.086 C 7.891 15.214 7.995 15.318 8.123 15.318 L 12.764 15.317 C 12.892 15.317 12.996 15.421 12.996 15.549 L 12.996 18.334 C 12.996 18.462 12.892 18.566 12.764 18.566 L 6.034 18.566 C 4.752 18.566 3.713 17.527 3.713 16.245 L 3.713 7.89 L 0.232 7.89 C 0.17 7.89 0.111 7.866 0.068 7.822 C 0.024 7.779 0 7.72 0 7.658 L 0 4.873 C 0 4.745 0.104 4.641 0.232 4.641 L 2.321 4.641 C 3.09 4.641 3.713 4.018 3.713 3.249 L 3.713 0.232 C 3.713 0.104 3.817 0 3.945 0 L 7.659 0 C 7.787 0 7.891 0.104 7.891 0.232 L 7.891 4.41 C 7.891 4.538 7.994 4.642 8.123 4.642 Z" fill="rgb(0, 0, 0)" height="18.56576482548399px" id="gM7E86m_P" transform="translate(0 0)" width="12.99622683696968px"/></g></svg>)
The team behind t0
Lance Co Ting Keh
CEO
2x founder. Built OpenPay (acquired by Airwallex), led AI at Google X.
Lance Co Ting Keh
CEO
2x founder. Built OpenPay (acquired by Airwallex), led AI at Google X.
Lance Co Ting Keh
CEO
2x founder. Built OpenPay (acquired by Airwallex), led AI at Google X.
Albert Tung
AI
Stanford CS BS/MS. Built large-scale AI at Meta, Amazon & Google X.
Albert Tung
AI
Stanford CS BS/MS. Built large-scale AI at Meta, Amazon & Google X.
Albert Tung
AI
Stanford CS BS/MS. Built large-scale AI at Meta, Amazon & Google X.
Nathaniel Parke
Engineering
UC Berkeley CS & EE. Former CTO at Alameda Research.
Nathaniel Parke
Engineering
UC Berkeley CS & EE. Former CTO at Alameda Research.
Nathaniel Parke
Engineering
UC Berkeley CS & EE. Former CTO at Alameda Research.
Shivani Singh
Product
UIUC CS, Harvard MBA. Ex-Google PM & engineer.
Shivani Singh
Product
UIUC CS, Harvard MBA. Ex-Google PM & engineer.
Shivani Singh
Product
UIUC CS, Harvard MBA. Ex-Google PM & engineer.
An Yan
Product
Stanford MBA. Ex-McKinsey B2B consultant.
An Yan
Product
Stanford MBA. Ex-McKinsey B2B consultant.
An Yan
Product
Stanford MBA. Ex-McKinsey B2B consultant.
Coulter Knapp
Engineering
Duke BS. Ex-Bain Engineering Manager & Roche Data Scientist.
Coulter Knapp
Engineering
Duke BS. Ex-Bain Engineering Manager & Roche Data Scientist.
Coulter Knapp
Engineering
Duke BS. Ex-Bain Engineering Manager & Roche Data Scientist.
Join t0
Come and build the future of finance with us. If you’re excited by hard problems, fast growth and meaningful impact, you’ll fit right in.
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 96 96" xmlns="http://www.w3.org/2000/svg"><g d="M 64 32 C 64 51.972 41.844 72.772 34.404 79.196 C 32.98 80.267 31.02 80.267 29.596 79.196 C 22.156 72.772 0 51.972 0 32 C 0 14.327 14.327 0 32 0 C 49.673 0 64 14.327 64 32 Z M 32 44 C 38.627 44 44 38.627 44 32 C 44 25.373 38.627 20 32 20 C 25.373 20 20 25.373 20 32 C 20 38.627 25.373 44 32 44 Z" fill="transparent" height="79.99900390991795px" id="LDygd5EmO" transform="translate(15 6)" width="64px"><path d="M 64 32 C 64 51.972 41.844 72.772 34.404 79.196 C 32.98 80.267 31.02 80.267 29.596 79.196 C 22.156 72.772 0 51.972 0 32 C 0 14.327 14.327 0 32 0 C 49.673 0 64 14.327 64 32 Z" fill="transparent" height="79.99900390991795px" id="jhnaXnoOh" stroke-dasharray="" stroke-linecap="round" stroke-linejoin="round" stroke-width="6" stroke="rgb(0, 0, 0)" width="64px"/><path d="M 12 24 C 18.627 24 24 18.627 24 12 C 24 5.373 18.627 0 12 0 C 5.373 0 0 5.373 0 12 C 0 18.627 5.373 24 12 24 Z" fill="transparent" height="24px" id="M2LmwZ_15" stroke-dasharray="" stroke-linecap="round" stroke-linejoin="round" stroke-width="6" stroke="rgb(0, 0, 0)" transform="translate(20 20)" width="24px"/></g></svg>)
Join t0
Come and build the future of finance with us. If you’re excited by hard problems, fast growth and meaningful impact, you’ll fit right in.
Join t0
Come and build the future of finance with us. If you’re excited by hard problems, fast growth and meaningful impact, you’ll fit right in.
Your AI CFO that proactively handles your finances. With you all the way, from day zero.