: Agents

The Accountant

Your AI Accountant categorizes transactions, reconciles accounts, and runs your month-end close automatically. Clean, accurate books, with no manual data entry and no team to manage.

Get Started
Bank transactions list with a $4,500 bill payment from Chase Business to Jane Doe being categorized.

: WHat it’s for

You didn't start a company to categorize transactions.

Today it's a patchwork: a bookkeeper here, a tax person there, spreadsheets everywhere. Yet, you still only see the full picture of your business a month late. Every hour spent on it is an hour not spent building.

Two young women working together at a laptop on a table with a notebook, cup, and glass.

: WHAT IT DOES

One agent. The entire back office.

T:0 isn’t a tool you operate, it’s an AI Accountant that actually works for you. It handles the full cycle, continuously:

Categorizes and reconciles icon

Categorizes & reconciles

Every transaction automatically. No manual intervention.

Closes books in real-time icon

Closes your books in real-time

A continuous close, not a month-end scramble.

Prepares and files taxes icon

Keeps books organized & tax-ready

No more April fire drills. Always ready to go.

Builds reports on demand icon

Builds reports on demand

P&L, cash flow, burn, runway, the moment you ask.

: HOW IT WORKS

Connect. Learn. Go.

Link your accounts once, and T:0 learns how your business runs through an evolving business profile. Our AI Accountant works continuously in the background, and keeps a live, close-ready set of books you can review any time.

Connecting your accounts...
Mercury
Ramp
QuickBooks
Stripe
Brex
Bill
T:ZERO AI
Ask T:0...

: ACCURACY YOU CAN STAND BEHIND

Clean enough for the tax authority.
And your investors.

Every entry traces back to the invoice and bank transaction behind it, so tax filing and investor due diligence are painless. And you can run your business informed.

AUDIT READY
TRANSACTION

Meta Ads

$4,830.22


CATEGORYMarketing & Advertising
DATEJune 10, 2026
STATUSReconciled

Invoice

INVOICE-20481 - META PLATFORMS INC.

Bank Transaction

INVOICE-20481 - META PLATFORMS INC.

Vendor Match

INVOICE-20481 - META PLATFORMS INC.

Reconciled

NO DISCREPANCIES FOUND

Decorative gradient dashed rings
Net RevenueOperating ExpensesProfit and LossCash Flow Summary

Books trained
to run themselves.

Like the rest of your T:0 team, The Accountant learns how your business actually runs: your goals, your strategy, your finances. A new revenue stream, a fresh investment round, your first hires, and it adjusts the books as you go. P&L, cash flow, burn, and runway, ready the moment you ask.

Time : to grow your business.

Let T:0 run your numbers so you can run your business.

Get Started